Send money to
where it matters most.
Fast, secure, and affordable transfers to mobile money wallets and bank accounts across Africa.
FX locked
48h
Instant
90% <60s
Compliance
US + EA
United States to Kenya
1 USD=129.50 KES
M-PesaEquity BankKCB+1 more
United States to Uganda
1 USD=3,750 UGX
MTN Mobile MoneyAirtel MoneyStanbic Bank
United States to Tanzania
1 USD=2,505 TZS
M-PesaTigo PesaAirtel Money+1 more
United States to Rwanda
1 USD=1,285 RWF
MTN Mobile MoneyBank of KigaliEquity Bank
United States to Ghana
1 USD=14.85 GHS
MTN Mobile MoneyVodafone CashAirtelTigo Money
United States to Nigeria
1 USD=1,550 NGN
Bank TransferOPayPalmpay
Why choose Spearpay?
The smarter way to send money home.
Instant Delivery
Money arrives in seconds to mobile wallets. No waiting, no delays.
Bank-Grade Security
256-bit encryption and regulatory compliance keep your money safe.
Zero Hidden Fees
What you see is what you get. No surprise charges, ever.
Be the first to send with Spearpay
Join our waitlist and get early access when we launch. Plus, exclusive benefits for early adopters.