Send money home,
feel closer instantly.
The fastest way to send USD to mobile money wallets and banks in East Africa. Zero hidden fees, guaranteed rates. Launching soon.
Exchange Rate
USD1 USD = 129.5 KES. Rate guaranteed for 48h.
Sending money shouldn't
be a mystery.
We've rebuilt the remittance infrastructure to be instant, transparent, and significantly cheaper for the diaspora.
Instant Delivery
90% of transfers to mobile wallets in Kenya, Uganda, and Tanzania arrive in less than 60 seconds.
Zero Hidden Fees
We charge a small flat fee or no fee at all. The exchange rate you see is the real rate your family gets.
Bank-Grade Security
Regulated in the US and East Africa. Your money is protected by industry-leading encryption.
Coverage across
East Africa.
Direct integrations with local leaders.
Kenya
Uganda
TanzaniaThe power to support
in your pocket.
The Spearpay app will let you track transfers in real-time, save recipient details, and send money in 3 taps.
$250.00
Sending to M-Pesa • +254 7XX XXX XXX
Transfer Initiated
Today, 9:41 AM
Converted
Rate: 1 USD = 132.45 KES
Delivered
Estimated: < 1 min
"Spearpay makes it simple to send money home without worrying about hidden fees."
Grace Mwangi
Nurse, Dallas
"Fast, transparent, and the rates are always fair. I rely on it every month."
Kwame Mensah
Engineer, Seattle
"I love seeing exactly what my family receives before I hit send."
Aisha Yusuf
Teacher, Boston