Building the financial bridge
to East Africa.
We are a team of immigrants, engineers, and finance experts on a mission to make sending money home as instant and free as sending a text message.
<2min
Transfer Time
24/7
Support
3
Countries
0%
Hidden Fees
Our Story
Spearpay was born from a personal frustration. As immigrants ourselves, we experienced the pain of sending money home—high fees, hidden exchange rates, and transfers that took days.
In 2021, we set out to build something better. We partnered directly with mobile money providers like M-Pesa and MTN, cutting out the middlemen and passing the savings to you.
Today, we're on a mission to serve thousands of families across the diaspora. We're just getting started.
Our Principles
Family First
We build for families. Every feature, every decision is made with our users' loved ones in mind.
Radical Transparency
No hidden fees, no fine print. What you see is exactly what you and your recipient get.
Speed Matters
Money should move at the speed of information. We won't rest until every transfer is instant.
Trusted Payment Partners
We're building with industry-leading payment infrastructure