Last updated: January 17, 2026
Cookie Policy
This policy explains how Spearpay uses cookies and similar technologies to recognize you when you visit our website and app.
What Are Cookies?
Cookies are small data files that are placed on your computer or mobile device when you visit a website. They are widely used to make websites work more efficiently and provide information to the owners of the site.
Cookies set by the website owner (in this case, Spearpay) are called "first-party cookies." Cookies set by parties other than the website owner are called "third-party cookies."
Types of Cookies We Use
Essential Cookies
These cookies are strictly necessary for the website to function and cannot be switched off. They are usually only set in response to actions made by you, such as logging in or filling out forms.
Examples: Session cookies, authentication cookies, security cookies
Performance Cookies
These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us know which pages are the most and least popular.
Examples: Google Analytics, page load time tracking
Functional Cookies
These cookies enable enhanced functionality and personalization, such as remembering your preferences, language selection, and region.
Examples: Language preferences, currency preferences, recently viewed items
Marketing Cookies
These cookies may be set through our site by our advertising partners. They may be used to build a profile of your interests and show you relevant ads on other sites.
Examples: Facebook Pixel, Google Ads, retargeting cookies
Specific Cookies We Use
| Cookie Name | Purpose | Duration | Type |
|---|---|---|---|
| sp_session | Maintains your login session | Session | Essential |
| sp_csrf | Prevents cross-site request forgery | Session | Essential |
| sp_preferences | Stores your currency and language preferences | 1 year | Functional |
| _ga | Google Analytics - distinguishes users | 2 years | Performance |
| _gid | Google Analytics - distinguishes users | 24 hours | Performance |
| _fbp | Facebook Pixel - delivers advertisements | 3 months | Marketing |
Managing Your Cookie Preferences
You have the right to decide whether to accept or reject cookies. For US users, strictly necessary cookies are always on. If we use marketing or analytics cookies for advertising, you can opt out of those categories and we will honor applicable browser-based signals (such as Global Privacy Control) when feasible. You can exercise your cookie preferences by:
Browser Settings
Most web browsers allow you to control cookies through their settings. You can typically find these in the "Options" or "Preferences" menu of your browser.
Opt-Out Tools
You can opt out of certain third-party cookies using these tools:
Other Tracking Technologies
In addition to cookies, we may use other similar technologies:
- Web beacons: Small graphic images (also known as "pixel tags") that may be included in our emails to tell us whether you've opened an email.
- Local storage: Technologies like HTML5 localStorage that allow us to store data in your browser.
- Device fingerprinting: Collecting information about your device configuration for security and fraud prevention purposes.
Updates to This Policy
We may update this Cookie Policy from time to time to reflect changes in technology, regulation, or our business practices. We will notify you of any material changes by posting the updated policy on our website with a new "Last updated" date.
Contact Us
If you have questions about our use of cookies or other technologies, or wish to make a "Do Not Sell/Share or Target" request where applicable, please contact us through our website support channel. Please do not include sensitive personal information in unencrypted messages.